Individual

Individual loans are designed for entrepreneurs who run small businesses in urban areas. These loans offer substantial amounts for business growth, with the requirement of adequate collateral to secure the loan. The repayment terms are set to match the business’s cash flow, ensuring that the loan is manageable and supports sustainable growth.
loans that are provided to individual entrepreneurs who involved in trade in the urban settings that operate relatively solid and bigger micro enterprises .The maximum loan size is Birr 200,000 per individuals who borrowed with adequate ((Site plan, ownership  certificate of vehicle and other machines for  value 100% greater than the loan amount)) collateral at 26% declining interest rate repaid within 12 months and a loan greater than 100,000 should be delivered up on approval of the head office.